(ii) Most of the counties in the nonmetropolitan region of a State (utilizing the MSA boundaries which were in effect as of January one on the calendar year wherein the delineation applies), excluding:
A financial institution must make accessible to the public for inspection, on ask for and without charge, the information essential in this part as follows:
The Board fees the effectiveness of the intermediate bank evaluated underneath this section as furnished in appendix D to this part.
(iii) An inventory exhibiting Just about every census tract through which the financial institution documented a little business loan or a little farm loan;
A bank matter to info reporting needs pursuant to § 228.forty two will have to contain in its community file a created see the CRA Disclosure Assertion pertaining to the bank, its functions subsidiaries, and its other affiliate marketers, if applicable, can be attained within the FFIEC's Internet site at:
If your Board receives a public comment once the near date of a bank's CRA evaluation, It'll be viewed as in reference to the bank's subsequent CRA examination.
Remarks or questions about document information cannot be answered by OFR team. You should don't deliver confidential data or private details.
) Big banks that experienced property lower than or equivalent to $ten billion as of December 31 in both of your prior two calendar many years and that do not function branches.
The Board evaluates a financial institution's community enhancement companies general performance within a Point out or multistate MSA, as applicable, or nationwide space, and assigns a conclusion for anyone areas, based upon the following two parts:
Each individual lender in our community has their own individual policy In relation to late payments. Before you decide to agree to a loan you will end up furnished with the information regarding the implications of making late payments.
(A) A replica of the general public part in the lender's most recent CRA performance analysis and a list of products and services provided by the branch; and
For home home loan loans, the lender will have to establish the house house loan loans claimed read more by bank affiliates underneath twelve CFR portion 1003, if relevant, or obtain and preserve knowledge on dwelling house loan loans by the affiliate the bank might have gathered and managed pursuant to paragraphs (a)(three) of this area had the loans been originated or acquired from the financial institution.
자주 사용하는 앱은 홈 화면에 바로가기 아이콘을 추가하여 더욱 편리하게 이용할 수 있습니다. 네이버 앱을 설치한 후, 앱 아이콘을 길게 누르고 "홈 화면에 추가" 옵션을 선택하면 됩니다.
A lender need to maintain a community file, in either paper or electronic format, that features the following details: